Buying process

Even though Portugal is still in the midst of the coronavirus pandemic crisis, banks continue to be willing to finance house purchases, and along with low interest rates, now could be the perfect time to buy a property and take out a mortgage in Portugal.

What is a mortgage "spread" and what impact does it have on the monthly installments paid to the bank each month in Portugal? The term, mortgage spread, basically refers to the profit the bank obtains by lending you money, normally when you have a variable-rate or mixed mortgage.

The economic crisis that has been unleashed by the COVID-19 pandemic will have a lasting effect on the real estate market, with a general fall in house prices expected to be seen across Europe as early as 2021, Portugal included.

Buying a house is a decision of great responsibility, and especially if you have decided to buy property abroad in Portugal for the first time.

If you're thinking of moving to Portugal and buying a home, then getting a mortgage will be close to the top of your list.

Buying property abroad can be a daunting experience. However, here at idealista, we are here to help you every step of the way when buying property in Portugal.

Moving abroad and buying property in Portugal can be a daunting experience, especially if you don't speak the language, or if you don't have the right advice or guidance.

Despite the current situation, buying houses and investing in property in Portugal that you can use as a holiday home and also rent out to tourists when you're not using it can be a great option. Buying a property to rent in Portugal is a good finan

Just as the demand for buying and renting property, housing credit and mortgages have become an increasingly digital process in Portugal and one of the effects of the COVID-19 pandemic has been to accelerate this transition.

One of the big questions that arises when buying a property in Portugal, and indeed across the world, is what kind of housing credit is best? Is it better to have a variable rate loan or a fixed rate loan?

When putting a house for sale on the market, it is necessary to take into account some elements of the property itself that may influence the final result of the operation.

The process of buying or selling real estate at a distance in Portugal is getting closer to becoming a reality, due to the COVID-19 outbreak which is causing significant changes in how people are buying property.

During the state of emergency, because of the COVID-19 pandemic in Portugal, real estate activity in Portugal slowed down but certainly did not stop: business was developed mainly from home. Although face-to-face visits to real estate were not legally prohibited, professionals in the sector dec

The health and economic crisis caused by the coronavirus in Portugal and beyond has been paralysing house buying and selling globally. However, this period of confinement may be a good time to look for a new home and start preparing the buying process, all of which can done remotely.

idealista has added a new search filter to its portal that allows the user to view only those listings that have a "virtual tour". These are listings that use the latest technology and graphics,  along with photos, that allow you to view a property from your own home.

Do you want to buy a house at a lower price than those on the market? Then maybe properties pawned and sold at auction are a good option for you.

Buying the house of your dreams or selling your property can be the biggest challenge of your life. During these moments several problems usually arise, not only because of the lack of experience, but also because they are bureaucratic and sometimes complex processes.

Often after moving, be that because of having changed to another rental house or bought a house, the previous electricity and gas contracts are still in force. In these cases, since the contract is in another person’s name, it’s necessary to change the titleholder.

Buying a new house is as special and exciting as it is complex and frustrating. To make sure everything goes well, there’s nothing better than being properly informed.

Finding property for sale in Portugal direct from owners, whether in the Algarve, Alentejo or Lisbon is easier than ever before thanks to real estate websites and apps, but there are still lots of aspects of the Portuguese real estate market than can be a real headache for expats.

Buying a house is always something you have to think very carefully about, especially if it’s your first home and if you’re going to need a mortgage to buy it.

This week, real estate agencies and other companies operating in the Portuguese real estate sector will be subject to a new regulation that comes into force on 26th June 2019.

Home loans (and other types of loans) are becoming more and more complex, with contracts written in excessively technical language that seems like it’s deliberately difficult for the consumer to understand, so you can’t make a truly informed decision between different banks and compare their mortgag

If you are looking for a property in Portugal, sometimes it is not easy to find the right dream house or the perfect holiday home. There are many factors to consider when choosing a home, from the number of rooms to the balcony to the garage parking space – every detail counts.

Are you going to change houses, selling one and buying another, but are worried about the capital gains tax to be paid?