Rent to buy Portugal

More houses are needed to help solve the housing crisis in Portugal. And, in the short term, the solution is to stimulate the rental market, something the government wants to do by reducing income tax to 10% on all contracts with moderate rents, for example. One way to increase this supply is to buy houses to rent in the country, a business that showed a gross return of 6.3% at the beginning of 2026, according to idealista, editor of this newsletter. The good news is that this type of real estate business presents less risk today.

Buying a house is never an easy decision, and if you're not yet ready to take the big step of buying property in Portugal, a lease option could just be the perfect chance to get a taste of your future home before you invest. In Portugal, many people choose a rent-to-buy lease option because of

Doubting about whether to buy or rent is very common. On one hand, buying a home in Portugal requires a great economic effort, but on the other hand, spending your entire life paying the rent on a house that will never be yours may not be the best option. So how do you decide?