Buying the house of your dreams or selling your property can be the biggest challenge of your life. During these moments several problems usually arise, not only because of the lack of experience, but also because they are bureaucratic and sometimes complex processes. The search or sale of a house requires a lot of time and some knowledge.
When selling or buying a house, it is common to ask for help from family and friends. However, each case is different, and they may not always be able to give you the best advice. Therefore, if you do not want this process to become a nightmare, you can always choose to seek the help of a real estate agent. Hiring a real estate has many advantages, both in the purchase and sale of a property.
Advantages of a real estate agent when you buy a house
Buying a house is an important and long-term investment, so the decision must be well thought out. For this reason, you must be well informed to ensure that it is a safe and effective purchase. If you go to a real estate agent, you will have the following benefits:
- Advice from a professional
The search for the perfect home, both for you and your pocket, requires time and technical knowledge. The Portuguese real estate market has a lot to offer and at different prices, so searching, finding and visiting several homes until you find the house of your dreams can take some time. Therefore, the best solution may be a real estate agent, who has professional consultants who know the market, analyse your request and investigate the best options for your case. In this way, you will have access not only to the properties available on real estate portals, but also to exclusive properties that only real estate agents have for sale. - It allows you to save time (and time is money!)
With the advice of a professional you can save a lot of time and find a house that you might not find otherwise, since the real estate agent will only search (exhaustively) houses that fit your profile. - Transparency and security
In addition to knowledge and time, the complete analysis of the documentation of the property and its owners is essential in the process of buying a home. In this case, the real estate agent will ensure that there is no situation that could jeopardize a secure sale, such as if the property has charges. - Additional services
From January 2019, real estate agents can no longer deal with banks to offer financing to their clients and potential buyers. However, to avoid this new law, some real estate agents have begun to collaborate with credit intermediaries duly certified by the Bank of Portugal. This means that if you need to apply, for example, for a mortgage loan for the house of your dreams, you can manage it. This additional service allows you to feel safe processing everything in one place.
Advantages of a real estate agent when you sell a house
The process of selling a house can be very complex, with several operational, administrative, legal and financial difficulties, both at the beginning of the process and after the sale. To avoid surprises, you can go to a real estate agent and enjoy several advantages:
- Property assessment
"Why should I sell my house?" This will be your first question when you decide to sell your house. An important question, but one that is not always easy to answer without the help of a professional. Of course, you can study the market in the area where the house is located and, from there, estimate how much it will be worth. However, it will never be the same as the assessment made by a real estate agent, who knows the market well and has full competence to determine the fair value of your home. - Help from a sales professional
By choosing to sell your house through a real estate agency you can count on the specialised help of a sales professional who is familiar with the current market situation. They will know how to evaluate the geographical area where the property is located and the prices that are requested in this area. In addition, and importantly, this professional will know how to sell your house efficiently, as they know the best selling techniques. They will be able to highlight the strengths of your home and solve any problems that the potential buyer may have. The agent will be dedicated exclusively to the sales process, looking for buyers, promoting the sale and accelerating the bureaucratic process. - Security in the process
The sale of a house is a bureaucratic process that requires that the documentation of the property and its owners be legally in order. It is enough that a document is missing to prevent the sale. This again highlights the important role played by the real estate agent who analyses whether everything is in order. If not, they have the knowledge to be able to examine and suggest measures for regularisation in order to allow the sale. - Total availability for visits
From the moment you put your property up for sale, it is crucial that there is availability to answer the phone and schedule visits. This may not be easy to reconcile with your personal and professional life. With the help of a professional, you can make sure you don't miss a sales opportunity. - Strong publicity
Today, online channels are the most powerful for real estate development. In addition to your home being present on the real estate website, it will also be advertised on the main online real estate sales platforms.
Through digital marketing tools, where keywords, geolocation, among other resources are applied, the real estate agent will make the announcement of your home visible to the target audience, thus accelerating the sale. - Conclusion of the process and post-sale
The process does not end when the sale is made. The real estate agent will also be present to deal with any unforeseen events that may arise post-sale, either with the property itself or with the documentation. Whatever the question, the professional is equipped with the necessary knowledge to help you solve it.
Although there are many advantages when using a real estate agent for the sale of a property, we remind you that you have to pay commissions and fees, as well as sign an exclusive contract with the agent in question.
What if you want to buy a house with 100% financing?
At this time, no financial institution can finance more than 90% of the purchase value. Therefore, the easiest and most viable way to obtain a 100% financed mortgage loan is to buy a house from a bank. Although they are mortgaged properties that are held by banking institutions, you can also access them through real estate agencies that collaborate with banks.
In summary, the help of a real estate agent makes the process of buying and selling a home easier, faster and more effective. By bringing together real estate professionals and professionals with financial knowledge, you will surely have the best options to choose from.
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