Access to housing in Portugal, Europe and the US is becoming increasingly difficult. Families are faced with high house prices and high interest rates on housing loans. What's more, their purchasing power is still pressurised by inflation.

(Figure 1. Percentiles and average of monthly TCO gain (€), Portugal, 2021 Average  Percentile Rate of change 2019-2021 (%).

Even in the current context of uncertainty, high interest rates on bank loans and rising living costs, there is still interest in buying a house in Portugal.

The tax exemptions granted to foreign citizens who come to live, invest or work in Portugal have made many people choose the country to live in.

Prefabricated houses have been gaining more and more fans over the last few years, as they can be cheaper than traditional construction and are much quicker to build. But there are still doubts among builders and families about the application of VAT on the sale of these homes.

The new digital counter is designed to improve contact with Social Security and allows citizens and companies to interact interactively with Social Security.

The world of interior design and decoration is constantly evolving, and as designers seek to create unique and attractive spaces that meet everyone's needs and desires, we can see that there is a greater sensitivity when it comes to the subject of sustainability.

It is called Joivy and is defined as "the first multi-purpose residential platform in Europe that combines long and short-term residential solutions with a wide range of services for owners and investors".

In an international context marked by geopolitical tensions in Ukraine and the Middle East, uncertainty over the duration of the European Central Bank's tightening of monetary policy and a deterioration in the economic outlook, "the likelihood of a price correction in the residential property market

The restriction of bank financing and the end of gold visas in Portugal for property purchases have created a climate of uncertainty for foreign investors.