Buying process

If you're planning on buying property in Portugal in 2022, it's important to know all of the costs that will be involved on top of the property price.

The real estate market has experienced another moment that has made history Portugal. The first house sold entirely in cryptocurrency happened on Thursday 5th May 2022. It is a 3 bedroom flat in Braga that was bought for three bitcoins, the equivalent of about 110,000 euros.

In 2022, many people are asking the same question: is buying property in Portugal a good investment? The current economic outlook shows that, in the long term, it is increasingly more advantageous to buy a house in Portugal compared to renting one.

Buying a house is the decision of a lifetime. And there are many things you need to pay attention to in deciding whether or not it is the right time to buy a house. In general terms, the price, location, orientation and size of the house are still the most valued factors when buying a house.

Buying off-plan houses, or houses that have not begun construction yet, is a form of property acquisition that is in fashion in Portugal.

Buying a property in Portugal - be it a flat, a house, a farm, or a plot of land - is a rather complex process and implies compliance with several legal requirements.

In order to be able to buy a house, one of the most common routes both for many Portuguese and expats is a mortgage loan. Banks are increasingly willing to finance the purchase of homes, interest rates are falling, and savings are on the rise.

The exchange of real estate, also known as a house swap, has been gaining more and more importance in the real estate market in Portugal, where this process is called "permuta".

With the increase in teleworking as a result of the coronavirus pandemic, the number of people interested in moving to Portugal in search of a better climate and lifestyle has increased. As a result, there has also been an increase in requests for housing loans for non-residents in Portugal.

Even though Portugal is still in the midst of the coronavirus pandemic crisis, banks continue to be willing to finance house purchases, and along with low interest rates, now could be the perfect time to buy a property and take out a mortgage in Portugal.

What is a mortgage "spread" and what impact does it have on the monthly installments paid to the bank each month in Portugal? The term, mortgage spread, basically refers to the profit the bank obtains by lending you money, normally when you have a variable-rate or mixed mortgage.

The economic crisis that has been unleashed by the COVID-19 pandemic will have a lasting effect on the real estate market, with a general fall in house prices expected to be seen across Europe as early as 2021, Portugal included.

Buying a house is a decision of great responsibility, and especially if you have decided to buy property abroad in Portugal for the first time.

If you're thinking of moving to Portugal and buying a home, then getting a mortgage will be close to the top of your list.

Buying property abroad can be a daunting experience. However, here at idealista, we are here to help you every step of the way when buying property in Portugal.

Moving abroad and buying property in Portugal can be a daunting experience, especially if you don't speak the language, or if you don't have the right advice or guidance.

Despite the current situation, buying houses and investing in property in Portugal that you can use as a holiday home and also rent out to tourists when you're not using it can be a great option. Buying a property to rent in Portugal is a good finan

Just as the demand for buying and renting property, housing credit and mortgages have become an increasingly digital process in Portugal and one of the effects of the COVID-19 pandemic has been to accelerate this transition.

One of the big questions that arises when buying a property in Portugal, and indeed across the world, is what kind of housing credit is best? Is it better to have a variable rate loan or a fixed rate loan?

When putting a house for sale on the market, it is necessary to take into account some elements of the property itself that may influence the final result of the operation.

The process of buying or selling real estate at a distance in Portugal is getting closer to becoming a reality, due to the COVID-19 outbreak which is causing significant changes in how people are buying property.

During the state of emergency, because of the COVID-19 pandemic in Portugal, real estate activity in Portugal slowed down but certainly did not stop: business was developed mainly from home. Although face-to-face visits to real estate were not legally prohibited, professionals in the sector dec

The health and economic crisis caused by the coronavirus in Portugal and beyond has been paralysing house buying and selling globally. However, this period of confinement may be a good time to look for a new home and start preparing the buying process, all of which can done remotely.

idealista has added a new search filter to its portal that allows the user to view only those listings that have a "virtual tour". These are listings that use the latest technology and graphics,  along with photos, that allow you to view a property from your own home.

Do you want to buy a house at a lower price than those on the market? Then maybe properties pawned and sold at auction are a good option for you.