New rules for mortgage loans.

Portugal mortgage changes: what homebuyers need to know

If you are thinking of borrowing money from a bank to buy a home, it is worth reading on, as there are new rules to consider when taking out a mortgage. These guidelines have applied since 1 August 2026 and stem from a macroprudential recommendation by the Bank of Portugal (BdP). This week’s Deco Alerta column explains the details.
Real estate brokerage in Portugal and the USA

Investing in real estate: "Portugal is still a little-known secret"

Portugal has been on the radar of property investors, particularly Americans, for some time now. And that trend is likely to continue in the coming years, predicts Kendall Bonner, a US real estate brokerage specialist and author of the book The Motivated Mover Method, speaking to idealista/news. “Portugal is still a well-kept secret,” she says.
Buy a house to rent

Buying a house to rent in Portugal yields less – but the risk is lower

In the short term, attention is firmly on the rental market as a way of easing the housing access crisis in Portugal. As part of efforts to increase the supply of homes available, the Government is keen to give landlords more incentives to rent out their properties, including reducing the IRS (personal income tax) to 10% under the new tax package and speeding up eviction procedures in cases of unpaid rent.
Owner calculating expenses.

How much does it cost to maintain a house?

Buying or renting a place of your own is one of the biggest decisions you’ll ever make. Living alone brings plenty of upsides, like freedom and privacy, but it also comes with responsibilities that are easy to underestimate.We’re talking about the monthly and annual costs of maintaining a home.
Housing

Portugal’s housing crisis calls for urgent structural reform

The affordability crisis that has affected the residential sector in Portugal in recent years is fueled by a network of structural causes that, according to a recent study, will not be overcome simply by increasing supply and therefore requires a profound and transformative response.
Buy a house to rent

Buying a house to rent in Portugal in 2026: yields, risks and best cities

More houses are needed to help solve the housing crisis in Portugal. And, in the short term, the solution is to stimulate the rental market, something the government wants to do by reducing income tax to 10% on all contracts with moderate rents, for example. One way to increase this supply is to buy houses to rent in the country, a business that showed a gross return of 6.3% at the beginning of 2026, according to idealista, editor of this newsletter. The good news is that this type of real estate business presents less risk today.
Property with gardens for sale Portugal

Property for sale in Portugal with gardens

Properties for sale in Portugal with gardens perfectly capture the country’s relaxed, outdoor-focused way of life. As spring arrives with blooming landscapes and longer, sunnier days, it’s the ideal moment to explore homes that combine comfort, privacy and generous outdoor space.
Preços das casas em Portugal

House prices in Portugal soar 17.7% – second highest in the EU

House prices in Portugal rose 17.7% year-on-year in the third quarter of 2025, marking the second-largest increase in the European Union, according to Eurostat. This surge is well above both the Eurozone average of 5.1% and the EU average of 5.5%, highlighting the continued strength of the Portuguese property market.